Unlocking stable, Bitcoin-backed finance for the world. Built on Rootstock, powered by Collective community.
Money On Chain is a decentralized finance protocol bringing Bitcoin-backed stablecoins to life on Rootstock. With a mission to deliver financial freedom through censorship-resistant tools, it enables users to hold, trade, and govern over assets like USD-pegged stablecoins and leveraged BTC tokens, all without custodians or centralized control. Rooted in cypherpunk principles and deployed on Bitcoin’s most secure sidechain, Money On Chain is a flagship example of DeFi built for real-world impact.
Manu Ferrari, Co-Founder of Money On Chain, is a long-time Bitcoiner based in Buenos Aires. He launched the project in 2018 with Max Carjuzaa, Alejandro Bokser, and Martin Mulone, all committed to building trustless financial infrastructure. In addition to his work on the protocol, Manu leads NGO Bitcoin Argentina, driving grassroots adoption and education.
“We created Money On Chain to help people maintain dollar stability without sacrificing sovereignty. Rootstock gave us the perfect foundation to do that.”
Money On Chain offers three main tools:
These assets enable a full suite of Bitcoin-native financial actions, from hedging and saving to decentralized trading. All of it is built using smart contracts on Rootstock, ensuring full composability without compromising Bitcoin’s security.
For Manu and the team, Rootstock was the only platform that met their requirements for EVM programmability with Bitcoin’s trust model. Merge-mining, PoW-based security, and the open ethos of the ecosystem made it an obvious choice.
“Rootstock is the only Bitcoin layer that lets us scale with smart contracts and stay true to the cypherpunk vision.”
As longtime builders, Money On Chain was quick to engage with the RootstockCollective DAO. They’ve been recognized as Builders and actively participate as Delegates, reviewing proposals, giving feedback, and helping guide the DAO’s direction. Through NGO Bitcoin Argentina, they’re also applying for grants to host Rootstock events, workshops, and educational programs.
“The Collective is where ideas become traction. It’s a place to test, improve, and grow with community feedback at every step.”
Developers and users can engage by visiting moneyonchain.com, joining the community Telegram, or integrating the protocol’s tools into their dApps.
“Rootstock Collective helps redirect ecosystem resources to real solutions users actually want. It’s where founders meet users and ideas become traction.” – Manu Ferrari
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