Unlocking cross-chain capital efficiency and bringing real-world assets onchain. LayerBank is building the universal money market on Rootstock and beyond.
In today’s DeFi landscape, liquidity is siloed, real-world asset (RWA) lending remains fragmented, and many ecosystems struggle to offer scalable financial primitives with Bitcoin-level security. LayerBank is solving that.
As a Universal Liquidity Hub and Cross-Chain Money Market, LayerBank enables seamless lending, borrowing, and yield optimization across EVM, MOVE, and BTC-based chains, including Rootstock.
Their goal? Unify fragmented liquidity across ecosystems and bring stable, yield-bearing DeFi to the global market. With over $100M in total market size, support across 17+ chains, and nearly 700,000 users, LayerBank is quickly emerging as a core infrastructure layer for the next wave of DeFi.
Project: LayerBank
Mission: To unify liquidity across chains and enable real-world asset lending in a Bitcoin-secured, omnichain environment.
Company Bio: The Universal RWA Liquidity Engine & Cross-Chain Money Market Powering the Next Era of DeFi
LayerBank is a team of DeFi-native builders focused on scalability, user experience, and unlocking new layers of value for both retail users and institutional DeFi participants. Their upcoming tools, including a cross-chain liquidity hub and real-yield omnichain stablecoin ($LBUSD), are designed to remove complexity and offer frictionless capital flow.
LayerBank offers a permissionless, scalable protocol that:
Their mission aligns deeply with the Bitcoin ethos, building open systems that empower anyone to participate. By launching on Rootstock, LayerBank connects directly to Bitcoin’s security model while unlocking seamless EVM-compatible experiences for DeFi users.
“Rootstock is quickly becoming the Bitcoin DeFi layer. For LayerBank, that means secure infrastructure, low fees, and alignment with a mission that goes beyond speculation, we’re here to build real, usable finance.” – Sharon, Business Director, LayerBank
LayerBank is currently live with its Leverage Looping Vaults (available in the “Earn” section), and is preparing to launch its Cross-Chain Liquidity Hub and omnichain stablecoin in Q4 2025.
Rootstock offers a unique advantage for builders who want to combine Bitcoin-level security with Ethereum-grade programmability, and LayerBank is leveraging both.
Together, LayerBank and Rootstock are laying the groundwork for a Bitcoin-powered DeFi future, where capital efficiency and accessibility go hand in hand.
LayerBank discovered the RootstockCollective DAO after collaborating with Rootstock’s technical team on integrations. But the transition from tech partner to DAO contributor felt natural, a way to be more directly involved in ecosystem shaping, community conversations, and product alignment.
“Being part of the Rootstock Collective means building alongside the very community we serve, their backing turns bold ideas into ecosystem-wide impact.”
As one of the first multi-chain lending protocols in the DAO, LayerBank has benefited from:
And they’re giving back, by sharing product updates, participating in community discussions, and contributing insights to help shape a Bitcoin-aligned DeFi ecosystem.
LayerBank isn’t just building in a silo. It’s helping Rootstock evolve into a destination for yield-seekers, liquidity providers, and builders.
Their current and upcoming contributions include:
“We’re not just here to build. We’re here to collaborate, to bring DeFi tooling to life that’s usable, scalable, and aligned with the next generation of financial infrastructure.”
By solving for fragmentation and delivering tools with real utility, LayerBank helps position Rootstock as the universal liquidity gateway for Bitcoin DeFi and beyond.
The roadmap is focused on unlocking deeper liquidity and expanding cross-chain integrations, with two major launches coming soon:
Available in the “Earn” section on LayerBank, these automated vaults help users maximize yield with one-click strategies powered by DEXs and LSTs, no manual looping required.
A multi-chain native stablecoin that delivers sustainable yield from real-world assets, a foundational layer for global DeFi liquidity.
A unified money market abstracted across chains, enabling deeper liquidity, lower borrowing rates, and frictionless movement of capital across ecosystems.
Whether you’re a builder, user, or liquidity provider, LayerBank welcomes collaboration:
LayerBank exemplifies the kind of forward-thinking, high-impact builder that the RootstockCollective was created to support. Their work is unlocking new layers of value for users and accelerating Rootstock’s role in a Bitcoin-secured, DeFi-native future.
With seamless UX, cross-chain infrastructure, and real-world applications, LayerBank is turning bold ideas into accessible tools for all layers of DeFi, and doing it hand-in-hand with the community.
Show your support by managing your allocations and voting for LayerBank in the dApp today.